Insurance and Risk Management

The foundation of a solid financial plan is risk management and protecting your source of income. During your active life, it is essential to ensure a constant income flow regardless of life’s circumstances.

In the event of death, ensuring that your children can maintain their standard of living, your family will have financial stability, your debts will be paid off, as well as funeral expenses and the tax bill related to death.

Disability can affect anyone at any time; it is essential to ensure that you have adequate supplementary coverage to your group insurance for employees. For self-employed individuals and incorporated workers, disability insurance not only covers your professional expenses but also extends to your personal expenses.

No one is immune to unexpected events or serious illnesses. The consequences can be heavy both emotionally and financially, and the period can extend over several years. In the event of a serious illness covered by insurance, a tax-free lump sum will be paid to you to provide financial relief during these difficult times. This lump sum helps cover unexpected expenses related to a serious illness such as: daily expenses, uncovered medical expenses, childcare costs, modifications to the home or car, costs of a home nurse, hiring household help, and other expenses such as travel, restaurants, accommodations.

Life Insurance:

  • Term Life
  • Whole Life
  • Universal Life
  • Participating Life
  • Duo Life and Health – Child
  • Life and Serenity 65
  • No Medical Life Insurance
  • Specialized Life Insurance

Critical Illness:

  • Cancer Program
  • 4 Illnesses Program
  • 25 Illnesses Program
  • Shared Ownership Critical Illness for Entrepreneurs


  • Salary Insurance
  • Credit Insurance
  • Accident Insurance
  • Insurance for Muscle or Ligament Injuries
  • Overhead Expense Insurance for Entrepreneurs

Other Products:

  • Baby Bundle Program for Babies
  • Group Insurance for Employees
  • Insurance for Construction Workers
  • Complementary Health Insurance
  • Grouping Insurance for Individuals
  • Auto Insurance
  • Home Insurance
  • Travel Insurance